Haven Financial Solutions: fiduciary fee-only financial advice
You’re important to me. I’m an individual financial advisor focusing on your individual needs, not a corporate conglomerate. There’s no minimum level of wealth required, and I tailor my investment recommendations to your needs. For many people I recommend professional management. But if your needs don’t require management, I’ll work with you by the hour on a specific project or a comprehensive plan.
Nice guys tell you what you want to hear. I tell you the truth. Sometimes my financial recommendations are hard to hear. Sometimes they confirm your success. Nevertheless, I’ll work with you to find the best possible outcomes.
You won’t find any endorsements or recommendations of my services. Why? Because true fee-only financial planners aren’t allowed to display them, by law. I’m a fiduciary, which means I’m obligated to recommend only what is in your best interests. My only product is service to you. Fee-only means I receive no commissions or referral fees, so I have no interest in selling you any financial products. You can trust me to offer you professional financial advice tailored to your own unique needs and goals.
I’m the principal financial planner of Haven Financial Solutions and a Registered Investment Advisor in the State of Illinois. I studied financial planning at Northwestern University’s Certified Financial Planner™ certification program and also hold a Series 65 license (Registered Investment Advisor Representative). In addition, I earned a CCPS (Certified College Planning Specialist) and am a Certified Divorce Financial Analyst. My M.A. is from the University of Chicago, School of Social Service Administration, and B.A., magna cum laude (Sociology major), from Northeastern Illinois University.
I’m the author of the Idiot’s Guide: Beginning Investing and a contributing editor at Better Investing magazine, where I write the columns Mutual Fund Matters and Fund in Focus as well as the occasional cover article. In another life I also wrote two French textbooks for homeschooling.
Once upon a time I was a top-producing real estate broker; a grants-writer and administrator for non-profit organizations in Washington, D.C., and a freelancer with dozens of published articles and white papers on business and financial topics. See the Resources page for some of my articles.
In addition to academic training and professional experience, I have (sometimes painful) first-hand experience with Social Security, Medicare, retirement, and long-term care issues due to caring for my own parents; college funding concerns via my own daughter; and cash flow and transition planning in self-employment and divorce situations. Sometimes I believe my social work background has been just as useful as my financial training. Financial planning is not only about money, but a key component in a satisfying and well-lived life.
To stymie my obsessive market-checking and rumination about the state of the world and the financial markets, I force myself to pursue other interests.: learning foreign languages: playing ukulele, guitar, and piano (badly); cooking; and gardening. I’ve rarely met a craft I didn’t like, and have fabric, yarn, and book collections exceeding lifespan. I also serve as staff to one daughter, two no-longer-stray cats, and one overly-energetic dog.
- National Association of Personal Financial Advisers (NAPFA)
- Institute for Divorce Financial Analysts (IDFA)
Social media links
- LinkedIn profile
- NAPFA-Registered Financial Advisor firm
- Institute for Divorce Financial Analysts